What is defined as forgery in the context of insurance?

In the context of insurance, forgery is specifically defined as the act of making a false document knowingly. This involves intentionally creating, altering, or using a document with the intent to deceive others. In insurance, this could include forging signatures, altering policy documents, or creating fictitious claims documents, all with the aim of benefiting from insurance fraud or misleading the insurer or other parties involved.

Creating a legitimate business document does not fall under forgery, as it involves legitimate, truthful representations and does not involve deceit. Providing incorrect information on a policy typically relates to misrepresentation rather than forgery, as misrepresentation does not necessarily involve the creation of a false document. Misrepresenting product details also refers to misleading information but does not specifically encompass the legal and criminal implications of forgery, which focuses on the falsification of documents with intent to deceive. Thus, making a false document knowingly encapsulates the essence of forgery in the insurance context, emphasizing the intentional deception involved in such actions.