Which of the following conditions is associated with a limited benefit period in disability insurance?

Degenerative disk disease is often associated with a limited benefit period in disability insurance due to the nature of the condition and the expected prognosis for recovery. Many insurance policies stipulate that certain musculoskeletal disorders, including degenerative disk disease, may not lead to total or permanent disability as might be seen with other conditions. The expectation is that individuals diagnosed with degenerative disk disease can typically undergo treatments, such as physical therapy or surgical interventions, which may allow them to return to work within a specified timeframe.

In contrast, conditions such as cancer or heart disease are usually seen as more severe or life-altering, often leading to longer or indefinite periods of disability benefits. High blood pressure, while serious, may not necessarily lead to disability that affects a person's ability to work directly and may also be treated more effectively, leading to a return to normal work activities. This differential in perceived severity and the likelihood of recovery is reflected in how disability insurance policies structure benefit periods for various conditions.