Which of the following is NOT a type of critical illness insurance?

The correct answer is whole life. Critical illness insurance typically covers a specified list of serious illnesses for a set term, which can be renewable after the term ends or can have lifetime benefits depending on the policy's structure.

Renewable critical illness insurance can be renewed for additional terms without needing to prove insurability again. The term type is commonly used, allowing coverage for a specific duration at a fixed premium over the term. Additionally, lifetime critical illness insurance provides coverage for the insured's lifetime, provided premiums are paid.

Whole life insurance, on the other hand, is a type of permanent life insurance designed to provide coverage for the insured's entire lifetime and includes a cash value component. It is fundamentally different from critical illness insurance, focusing on life insurance rather than providing immediate financial support in the event of a critical health diagnosis. This distinction makes whole life insurance a non-type of critical illness insurance.